Fast online Payday Loans and flexible Installment Loans, delivered by e-Transfer or in-store. Bi-weekly repayments that fit your life — apply in minutes.
Apply online in minutes or walk into our Scarborough branch. Whichever you choose, you'll deal with real people.
Our team reviews and funds most applications the same day — often within minutes during business hours.
A helpful support team you can call, email, or visit in person — not a chatbot. We're on your side.
Fully compliant with the Payday Loans Act, 2008. Transparent fees and terms — no surprises, ever.
Choose the loan that fits your need — a short-term Payday Loan for quick cash, or a flexible Installment Loan for longer-term needs.
Borrow between $300 and $1,500 and repay on your next 1–3* paydays. Perfect for unexpected expenses that can't wait.
Borrow up to $2,500 and spread repayments over up to 26 bi-weekly installments — about a year of predictable payments.
Apply privately and securely and get a response within minutes during business hours. No paper forms, no long queues.
Borrow between $300 and $1,500 with a simple online application — then repay on your next payday. Ideal for unexpected small emergencies.
Good credit, bad credit, or no credit — the only requirement is a verifiable source of income. Get cash on the spot at our Ontario branch or by e-Transfer if you prefer applying online.
Apply Now →Five simple requirements. If you meet these, you're likely eligible.
The minimum age to use our service is 18 and you must be a current Ontario resident.
A verifiable source of income (not including social assistance) is required.
An active Canadian bank account so we can send funds and receive repayments.
You have bad, thin or no credit history and need a short-term loan without the runaround.
The only Installment Loan built for people with little or no credit history. We use your repayment history with us to qualify you — the better your history, the more you can qualify for.
Like our Payday Loans, funds arrive within minutes of approval. Something we're proud of, and something our customers have earned.
Apply for a Installment LoanGet $300 for a $30 flat cost on your very first payday loan. Apply online or walk into our Ontario branch — you'll have money in minutes.
Claim the offer →Estimate what your loan will cost. Drag the sliders or type an amount — everything updates instantly.
Estimates for illustration only. Final loan amount, cost of borrowing and Annual Percentage Rate are set out in your loan agreement and depend on eligibility, term and applicable Ontario regulations.
Everything you might want to know before applying.
